Corporate Finance Services
Hales arranges senior debt offerings and its affiliate HCS assists clients with arranging various types of capital including subordinated debt, mezzanine debt and equity capital to help fund a variety of needs including working capital, internal growth initiatives, long-term agency planning, ESOP financing, mergers and acquisitions. Maintaining our deep relationships with financing sources across the country that understand and invest in the insurance industry enables us to deliver to our clients financing structures that are tailored to the needs of your company and to your long-term perpetuation plan. Services include:
- Analyzing immediate and long-term financing requirements
- Determining optimal capital structure alternatives
- Preparing descriptive memoranda outlining the client’s historical and pro-forma financial results, as well as their debt capacity
- Identifying, evaluating and contacting appropriate capital sources
- Preparing management presentations for financial institutions
- Soliciting financing proposals
- Evaluating financing proposals for suitability, and negotiation of term sheets
- Negotiating of loan and equity commitment terms
- Managing the due diligence and lender wrap-up processes to ensure timely and smooth transaction closure
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